Susan, if you’re like most RRSP investors, applying the concepts in this blueprint could more than double your retirement savings, compared to your current approach. This would allow you to either retire earlier or increase your retirement lifestyle.

To start the discovery of how this is possible, take a minute to answer two quick questions.

If you’re not sure of the answers, don’t feel badly.

Sad fact: We’re not taught about money. Not even the basics.

The sad result is that unless you’re one of the wealthy few, you probably aren’t even aware of fundamental concepts that can significantly increase your wealth and security. More powerful strategies used by the rich aren’t even on your radar.

And you’re not alone.

Despite 19 years of education, including degrees in engineering and computer science, I was financially illiterate. Fortunately, I discovered this reality early in life, and decided to do something about it.

In the world of finance, what you know is FAR more valuable than how hard you work.

So I read over 100 personal finance books and took courses to learn about the most effective ways to build wealth.

Then I wrote my own book Financial Freedom Without Sacrifice to share what I learned. It went on to sell over 145,000 copies, and I started teaching financial advisors coast to coast advanced wealth-building strategies to share with their clients.

But even after several more years, I still didn’t know the basic truths about RRSPs that I would discover later. This revelation was triggered by thinking about legislation that would have turned retirement planning upside down.

When David Chilton was writing The Wealthy Barber Returns, he asked me for feedback on sections of his draft. We discussed many changes in the financial industry since we wrote our first books decades earlier. Investors had become much more knowledgeable since he wrote his mega-bestseller The Wealthy Barber, and indeed, because of it.

I suggested that despite the increased financial literacy, most savers still weren’t aware of a core RRSP idea that would increase their retirement savings by 25-100%.

This only made sense because the concept wasn’t even taught in the training programs available to financial advisors. David agreed that most investors weren’t aware of this basic concept, and added a chapter to his book entitled “A Simple Idea” to shed light on the issue.

When writing my latest book The Smart Debt Coach, I introduced the concept and more with the chapter “Don’t Put Dry Pasta in Your RRSP.”

The foundation of most Canadians’ voluntary retirement savings is RRSPs. This is especially true for the millions of middle- and upper-middle income savers who need to fund the majority of their desired retirement lifestyle on their own.

Because of the importance of retirement savings and the number of people impacted, my commitment and challenge is to help the millions using RRSPs to benefit from these untaught, fundamental concepts.

To achieve this, naturally I’m working with the financial industry — especially the financial advisors who are committed to the same goals, like Advisor Name.

I’ve made educational resources addressing the core concepts available for free, for investors, advisors, and educators. More will be created and shared.

In addition, some brandable education resources, like this blueprint, allow others to align their brand with these win-win concepts.

This blueprint, and the system that advisors receive, organize the related strategies into a process that makes it easy to identify the combination of RRSP Refund Strategies that is mathematically and behaviourally optimal for you — to “MAX your RRSP Strategy.”

But Susan, I also need your help.

You see, I don’t just want you to be aware. And I don’t even want you to just understand.

Susan, I want you, and everyone you care about, to actually benefit from these ideas. Both in financial terms, as well as the emotional peace of mind of having more confidence about your financial future.

For you to fully benefit, and “MAX your Wealth,” my RRSP Pasta Challenge for you is to …

My hope is that this “MAX your RRSP Strategy” Blueprint improves the RRSP conversation, and with the guidance of advisors like Advisor, makes it easier for you to understand and benefit from these concepts.

So let’s get started, and find out what pasta has to do with RRSPs!